Pham, Chinh Xuan, Huynh Ngoc Trinh, and Long Quoc Tran. “Metaheuristic-Driven Feature Selection for Machine Learning-Based Credit Scoring”. Engineering, Technology & Applied Science Research 16, no. 1 (February 9, 2026): 31540–31548. Accessed April 28, 2026. https://www.etasr.com/index.php/ETASR/article/view/15590.